Through the miracles of modern science and healthcare advancements, people on average are living longer than ever before. According to Herzog Law Firm, P.C. attorney David Kubikian, “Longer doesn’t mean better.”
The vast majority of people will experience long-term care needs in their lifetime based on recent studies. At Herzog Law Firm, the goal is to educate clients and help them deal with the questions that come with long-term care realities that people face.
“We always want our clients to consider questions like, when I have long-term care needs, where will I get them,” Kubikian said. “Who will provide the care? And most importantly, how will I pay for it?”
Herzog Law Firm P.C. provides the public with free estate and Medicaid planning seminars which not only educate prospective clients, but provide them with a pathway to answering those long-term care questions. The seminars take place throughout the Capital District.
“There is a great deal of misinformation when it comes to long-term care and how to pay for it,” Kubikian said. “Most people think that they need to give up control of their assets in order to eventually qualify for Medicaid to pay for their long-term care needs. Others think that their only option is to liquidate and lose all of their assets when they have long-term care needs.
“The reality is that they are both wrong,” he continued. “With trusts that the client still maintains control over or through the use of Community Medicaid, which can provide clients with valuable long-term care in the comfort of their own home, we can turn the proverbial long-term care lemon into lemonade.”
Asked what the most important message Herzog Law Firm has for the public, Kubikian said, “Whether it is five years or five days before a long-term care need exists, we can still help you and your family in some way.”